Crown Jewel® Insurance Privacy Statement and Policy 

The following Privacy Statement governs information you provide to us via www.crownjewelinsurance.com (the “Site”) and does not govern other websites or any other data collection, disclosure, and usage practices, off-line or otherwise. 

Thank you for visiting the website of Crown Jewel® Insurance and its affiliates (together, “Crown Jewel®”, “CJI” “we” or “us”). An important part of our commitment to you is our respect for your privacy as a user of this website (the “Site”). The following Privacy Statement governs information you provide to us via www.crownjewelinsurance.com and www.tradesecretinsurance.com, and does not govern other websites or any other data collection, disclosure, and usage practices, off-line or otherwise. 

We may update this Privacy Statement from time to time. Please regularly check the Site for information about revisions to this Privacy Statement. By continuing to use the Site or providing us information through your use of the Site after we make a change to the Privacy Statement, you accept the updated provisions in the Privacy Statement. 

The Site and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music and all Intellectual Property Rights related thereto, are the exclusive property of Crown Jewel® Insurance as explicitly provided herein, nothing in these Terms shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works thereof. 

 

You agree to indemnify and hold Crown Jewel harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against them by any third party due to, or arising out of, or in connection with your use of the website or any of the services offered on the website. 

 

Your visit to the Site is subject to this Privacy Policy and our Terms of Use. You should consult the “Privacy Policy” bar on this Site each time you visit the Site. If you do not agree with it, you should not continue to use or visit the Site. 

This Acceptable Use Policy ("Policy") is part of our Terms and Conditions.  If you do not agree with these, please refrain from using our Services. Your continued use of our Services implies acceptance of these Terms and Conditions. When you use this Site you warrant that you will comply with this Policy and with all applicable laws. 

 

Definitions 

  • Cookies: are small text files that may be placed on your browser when you visit our website. Cookies are used primarily for administrative purposes, to improve your experience of our website. For instance, when you return to the Site after logging in, cookies provide information to the Site, including personal information, so that the Site will remember who you are. There are two types of cookies, depending on the following factors:  

  • Timeframe: the period the cookie is valid, either for a session or until deleted (persistent).  

  • Party: The party that places the cookie on your device, which is either the website you are visiting (1st Party) or generated by a website other than the one you are presently visiting (3rd Party).  

  • IP Address is a numerical label assigned to each device connected to a computer network that uses the Internet Protocol for communication.  An IP address serves two main functions: host or network interface identification and location addressing. 

  • Personal Information refers to any data that can be used to identify a specific individual. Also, synonymous with the terms personal data and personally identifiable information. Personal information includes but is not limited to names, mailing address, email address, and phone numbers, IP address, login IDs, social media posts, or digital images, geolocation, biometric, and behavioral data. Special categories of personal information include the following: race, ethnicity, political, trade union, religion, health, biometric, genetic, and sexual orientation. 

 

Our Site makes use of third-party services that help us improve our users’ experience. The following paragraphs describe the cookies and data collection employed by these third-party services. 

  • Google Analytics is a web analytics service provided by Google. Google Analytics may use cookies or other means to help us analyze how users use the Site. The information generated by the cookie about your use of the Site (including your IP address) will be transmitted to and stored by Google on servers in the United States.   

Google will use this information to evaluate your use of the Site, compiling reports on Site activity and providing other services relating to website activity and internet usage. Google may use the data collected to contextualize and personalize the ads of its advertising network. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. By using this Site, you consent to the processing of data about you by Google in the manner and for the purposes set out above. You can also opt-out of Google’s advertising tracking cookie or use a browser plugin to opt-out of all Google Analytics tracking software. Find more information about Google’s privacy practices here: http://www.google.com/intl/en/policies/. 

  

  • LinkedIn is the world’s largest professional network with hundreds of millions of members and growing rapidly. LinkedIn’s mission is to connect the world’s professionals to make them more productive and successful.  LinkedIn Cookies and other ad technology such as beacons, pixels, and tags help us serve relevant ads to you more effectively. They also help us provide aggregated auditing, research, and reporting for advertisers, understand and improve our service, and know when content has been shown to you.  https://www.linkedin.com/legal/cookie-policy  

  • Levitate - As a third party vendor, Levitate, Inc. enables its users to create and maintain relationships with their networks through personalized communications (the “Services”).CJI uses Levitate only as an email marketing tool and does not sell or submit any information outside the scope of this policy in exchange for services. Their privacy policy is located here: https://www.levitate.ai/privacy-policy 

  • Calendly is a software company that develops a business communication platform used for teams to schedule, prepare and follow up on external meetings. Calendly’s mission is to help you schedule better. To do so, the site requires personal information. Access their privacy policy here privacy@calendly.com  

 

The Types of Information We Collect About You 

When you enter and browse the Site, we may collect two different types of information about you: information you provide to us, and information we collect through technology. 

  

Information You Provide to Us 

In order to obtain access to certain information or materials provided via the Site, you may have to provide information that we collect and store in a way that allows us to relate it to you personally, including but not limited to your name, e-mail address, mailing address, phone number, facsimile number, business and professional license information, and financial or credit information. We refer to such information as personally identifiable information. Additionally, we may collect and retain a record of all communications with you. 

  

Information We Collect Through Technology 

We may collect information about you through technology. For example, we may collect your IP address each time you request a page during a visit to the Site. (An IP address is often associated with the portal through which you enter the Internet.) At times, we may also use IP addresses to collect information regarding the frequency with which users browse various parts of the Site. 

  

The Site may also use other technical methods to track and analyze the traffic patterns on the Site, such as the frequency with which our users visit various parts of the Site. These technical methods may involve the transmission of information either directly to us or to another party authorized by us to collect information on our behalf. We may also use these technical methods in HTML e-mails that we send our Site users to determine whether such users have opened those e-mails and/or clicked on links in those e-mails. We may collect the information from the use of these technical methods in a form that is personally identifiable. 

During some visits, we may use software tools such as JavaScript to measure and collect session information, including page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page. We may use this information to measure Site activity, to develop ideas for improving our websites, and for any other purpose to the extent permitted by applicable law. 

Information We Collect Through Cookies and How We Use Them 

Crownjewelinsurance.com uses cookies primarily to capture anonymous analytics to improve our website experience and performance. This includes compiling statistical information concerning, among other things, the frequency of use of our site, the pages visited, and the length of each visit, as well as information about your computer, operating system, browser, language, and country. We do not use cookies to store any personal information that could be read or understood by others. 

  

Using the settings of your Internet browser, you can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. Consult your browser Help menu to learn the correct way to modify your cookies. If you choose to turn off cookies, you may not have access to many features that make your browsing of our Site smoother, and some of our services may not function properly. You may at any time delete any cookies set by using the relevant option of your Internet browser or by deleting the cookies on your hard drive. If you would like to modify your browser to notify you when you receive a new cookie or to disable cookies altogether, please refer to Managing Cookies. 

If you continue without changing your settings, we’ll assume that you accept receipt of all cookies on this website. 

Our Use of Your Personally Identifiable Information 

Crown Jewel® Insurance does not disclose any nonpublic personally identifiable information about its Site users to any non-affiliated third party, except as set forth below. 

  

We may use or disclose certain personally identifiable information we collect about you when you visit and browse the Site as part of our normal business operations, or to send you administrative communications either about your interactions with us or about features of the Site, including any future changes to this Privacy Policy. 

We may also store your personally identifiable information and share it with our affiliates. We may use or disclose this information for marketing, research, and other business purposes, and we may associate your personally identifiable information with other information we collect about you, such as details about your usage patterns and interests, but we will not sell this information or disclose it to third parties. 

We may also use service providers to facilitate our services or platform functions on our behalf. These companies and individuals may have access to your personally identifiable information, as needed to perform their functions, but may not use it for another purpose. 

We will use or disclose personally identifiable information when we believe that such disclosures are required by law, regulation, legal process, subpoena, document request, or governmental request. We may also do so to help enforce our Terms of Use, protect your safety or security, including the safety and security of property that belongs to you, or protect the safety and security of our websites, databases, or third parties, including the safety and security of tangible or intangible property that belongs to us or to third parties. Also, in the event that CJI, or substantially all of the assets of CJI or one or more of its businesses, are acquired or merged with another entity, whether an affiliate or a third party, user information may be one of the transferred assets. We may transfer all user information (which may include personally identifiable information) to our acquirers or successors. CJI, however, reserves the right to use any personally identifiable information in any manner permitted by law. 

How We Use Your Non-Personally Identifiable Information 

Non-personally identifiable information is information that does not personally identify you, including anonymous information and aggregate data. We may use this information to understand better how our visitors use the Site, research our visitors’ demographics, interests, and behavior, improve the Site, provide visitors with customized services and information, and for other similar purposes. We may combine this information with personally identifiable information. We may share this information with others, such as affiliates, for information or promotional purposes, and may use this information in any manner permitted by law, but any disclosure that identifies you personally will be governed by Section 2. 

  

Protection of Information 

We endeavor to protect your personally identifiable information. We use technical, administrative, and physical methods to maintain the integrity and security of our databases, including firewalls. Please be aware though that there is no such thing as “perfect security” on the Internet, and third parties may unlawfully intercept or access transmissions or private communications. We will not be responsible or liable for any damages, losses, or causes of action arising out of or in connection with the disclosure of your personally identifiable information. 

  

Do Not Track 

CJI does not track its customers over time and across third-party websites to provide targeted advertising and therefore does not respond to Do Not Track (“DNT”) signals. However, some third-party sites do keep track of your browsing activities when they serve you content, which enables them to tailor what they present to you. If you are visiting such sites, your browser allows you to set the DNT signal so that third parties (particularly advertisers) know you do not want to be tracked. You should consult the help pages of your browser to learn how to set your preferences so that websites do not track you. 

Children 

Although this Site is not targeted toward children, we are concerned about the safety and privacy of children who use the Internet. If a child under 13 has provided personally identifiable information to us through the Site, a parent or guardian may inform us at the address for legal notices above, and we will use commercially reasonable efforts to delete it from our database, subject to applicable law and this Privacy Policy. 

International Use 

CJI makes no claims that materials on the Site are appropriate or may be downloaded for use in locations outside the United States. Access to the Site from countries or territories where such access is illegal is prohibited. Furthermore, our databases are located in the United States. If you access this website from outside the United States, you do so at your own risk. By sending us your data, you consent to its transfer to and storage within the United States. Those who access the Site from outside the United States do so on their own initiative and are responsible for compliance with local laws, rules and regulations. 

  

Limitation of Liability and Disclaimers 

IN NO EVENT SHALL CROWN JEWEL® INSURANCE OR ITS RELATED PERSONS (AS DEFINED BELOW) BE LIABLE TO ANY PARTY FOR ANY CLAIMS, LIABILITIES, LOSSES, COSTS, OR DAMAGES, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (“DAMAGES”) ARISING OUT OF OR IN CONNECTION WITH ANY ACCESS, USE (OR INABILITY TO USE) OR DISTRIBUTION OF THE SITE, INCLUDING DAMAGES CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF OR USE OF ANY ASSET, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE OR UNDER ANY OTHER CAUSE OF ACTION, OR ANY CONTENT OBTAINED THROUGH USE OF THE SITE. THIS IS TRUE EVEN IF CROWN JEWEL® INSURANCE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES. 

Crown Jewel® Insurance, its affiliates and their respective officers, directors, managers, partners, members, shareholders, employees, affiliates, and agents (collectively “Related Persons”) make no representations or warranties and specifically disclaim any and all warranties of any kind, express or implied, with respect to the Site, including any representations or warranties with respect to merchantability, fitness for a particular purpose, title, non-infringement, availability, security, accuracy, freedom from viruses or malware, completeness, timeliness, functionality, reliability, sequencing or speed of delivery. 

While we use reasonable efforts to obtain information from reliable sources, CJI does not warrant that the information on this Site is accurate, reliable, complete, or correct, and that this Site will be available at any particular time or location. Such information or materials are provided “as is” and “as available”. Please be aware that there is no such thing as “perfect security” on the Internet, and third parties may unlawfully intercept or access transmissions or private communications, and accordingly electronic mail and other transmissions to and from the Site or made via the Site may not be secure. 

Access to Your Information (Your Privacy Rights) 

Applicable law gives you the right to access information held about you. Your right of access can be exercised under applicable law and in most cases is free of charge. However, in certain circumstances, a request for access to your information held by us may be subject to a fee to cover our costs in providing you with details of this information. Please contact us regarding the rates we charge for such requests. 

You may have your data removed from our databases at any time. Similarly, you may request access to the data we have on file, by emailing the address below. 

Additionally, Crown Jewel Insurance will alert downstream recipients of deletion requests such as our partners, processors, vendors, and supplier. 

  

Governing Law and Forum 

The laws of the State of Florida govern these Terms of Use. Any dispute relating to these Terms of Use, or your use of the Site shall be resolved solely in the state or federal courts located in Miami-Dade County, Florida. You agree to waive trial by jury in any such action. 

  

Contact Information 

If you have any questions or comments about this Privacy Policy, you can email us at compliance@crownjewelinsurance.com or write to us at Attn: COMPLIANCE, Crown Jewel® Insurance, 1901 Brickell Avenue, Apartment B1511, Maimi, FL 33129-1760